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We are delighted to share the first episode of OBIC's Open Banking Insights Tuesday Series, led by OBIC Host Michelle Beyo, CEO Finavator alongside the Honourable Senator Colin Deacon as the series incredible moderator. This session addresses Challenger Banks in Canada and the UK, highlighting the benefits that open banking can have for Growth Stage fintechs. Our panelists and payment experts are Elena Litani, VP Engineering at KOHO and Angelina Lu, Operations & Strategy at Revolut Our Open Banking Insight Tuesdays Series focuses on sharing the benefits of open banking across many sectors, including episodes that highlight panelists from Canada and the UK as they discuss current challenges and potential opportunities. Future episodes will include: Lending Venture Capital Financial Planning Banks Digital ID Government

The Honourable Senator Colin Deacon and OBIC Board Member and CEO of Finavator INC Michelle Beyo hosted the sixth episode of OBIC’s Open Banking Insights Series. They were joined by Kashmera Self, AVP, Strategy & Emerging Solutions Delivery at Interac Corp and David Birch, Leader of 15Mb Ltd. and commentator on Digital Financial Services. The panel explored the benefits of open banking and discussed the importance of consent and Digital ID as part of open banking for FI’s, fintechs and consumers. Additional conversation and insights from this session included: - More than 60% of Canadians care more today about keeping their identity safe online than they did before  - Digital ID should be established for not only individuals but also companies  - Sliding too quickly into a cashless society can potentially marginalize different groups and open banking can help drive new solutions Thank you to the many Open Banking Initiative Canada fintech working group members for helping to bring this series together: Hanna Zaidi, Paul Chan, Roy Kao (高兆强), Suzanne Ennis and many others. To learn more, visit obicanada.ca

The Honourable Senator Colin Deacon and OBIC Board Member and CEO of Finavator Michelle Beyo host our fifth episode of OBIC’s Open Banking Insights Series. They were joined by Mahima Podder, SVP Head of Retail Banking at EQ Bank and Hetal Popat, Director for Open Banking Services at HSBC. . The panel explored the benefits of open banking for public companies in both Canada and the UK. They also discussed how open banking can provide a framework to facilitate meaningful partnerships. Other Insights from this session include: - open banking is the next step when it comes to the digitization of financial products and services - consumer’s trust in open banking is growing in the UK - in Canada, it’s important that Open Banking includes write access, Digital ID, and payment modernization to provide value About OBIC Open Banking Insight Series Focuses on sharing the benefits of open banking across many sectors highlighting panellists from Canada and the UK to discuss current challenges and potential opportunities. #openbanking #fintech #fintechpartnerships #finavator #womeninfintech Learn more at obicanada.ca

We are delighted to share the third episode of the OBIC Open Banking Insights Tuesday Series, with incredible series moderator Senator Colin Deacon and OBIC Host Michelle Beyo CEO Finavator INC. Today's session is on Personal Finance, with a focus on early-stage FinTech companies in Canada (OliveGroup) and the UK (SteadyPay) and how open banking can help consumers obtain access to unique personal finance tools as well as enable fast, secure and structured onboarding for early-stage businesses. Our expert panellists included: Oleg Mukhanov, COO and CFO at SteadyPay Ramy Nassar, Chief Experience Officer and Co-Founder of Olive Group Ltd Thank you to the many Open Banking Initiative Canada FinTech working group members for helping bring this series together: Hanna Zaidi, Paul Chan, Roy Kao (高兆强) Suzanne Ennis and many others. About Our Series Open Banking Insight Series focuses on sharing the benefits of open banking across many sectors, including episodes that highlight panellists from Canada and the UK as they discuss current challenges and potential opportunities.

The Honourable Senator Colin Deacon and OBIC Board Member and CEO of Finavator Michelle Beyo host another episode of OBIC’s Open Banking Insights Series They were joined by Keren Moynihan, CEO of Boss Insights and Simon Cureton, CEO of Funding Options. The panel explored lending, specifically the seed stage life cycle, for fintech growth in both Canada and in the UK. They also discussed how access to open banking can help fintech's trajectory around the world. Additional insights from this session included how: -COVID-19 has accelerated digitization by an estimated 6-10 years -The UK injected $400 Billion in two months to support businesses -Canada needs to create a lending scheme that incentivizes businesses to retain employees and inspire growth About OBIC Open Banking Insight Series Focuses on sharing the benefits of open banking across many sectors,. highlighting panellists from Canada and the UK as they discuss current challenges and potential opportunities. #openbanking #lending #fintech obicanada.ca

We are delighted to share the first episode of OBIC's Open Banking Insights Tuesday Series, led by OBIC Host Michelle Beyo, CEO Finavator alongside the Honourable Senator Colin Deacon as the series incredible moderator. This session addresses Challenger Banks in Canada and the UK, highlighting the benefits that open banking can have for Growth Stage fintechs. Our panelists and payment experts are Elena Litani, VP Engineering at KOHO and Angelina Lu, Operations & Strategy at Revolut Our Open Banking Insight Tuesdays Series focuses on sharing the benefits of open banking across many sectors, including episodes that highlight panelists from Canada and the UK as they discuss current challenges and potential opportunities. Future episodes will include: Lending Venture Capital Financial Planning Banks Digital ID Government

We are delighted to share the second episode of the OBIC Open Banking Insights Tuesday Series, led by OBIC Host Michelle Beyo CEO Finavator alongside Independent Senator Colin Deacon as the series incredible moderator. Today's session focused on Venture Capital Firms in Canada and the UK, highlighting the benefits that open banking can have on the Canadian Ecosystem, Investment, and competition. We also address the investment gap between UK FinTech reaching $6B in 2019 excluding World Pay purchase by FIS versus Canadian FinTech's investment reaching $214M in 2019 while of the population is just under half and our GDP being $1 Trillion less which highlights the potential for Canada :flag-ca: to grow with a clear open banking roadmap. Our panellists and expert investors included: Peggy Van De Plassche Founding Partner at Roar Ventures Jan Christopher Arp Managing Partner and Founder at Holt Accelerator Michael Sim VP of Fintech Investments at Fidelity International About OBIC Open Banking Insight Series focuses on sharing the benefits of open banking across many sectors, including episodes that highlight panellists from Canada and the UK as they discuss current challenges and potential opportunities.

- Due to C19, consumer use of Digital and Contactless payments is a trend that will last post Covid and even potential for QR based payments seem possible in North America since C19 - I hope that new regulation will come into place in many fronts including Digital ID, Consumer Data Rights and working towards Open Banking - C19 has changed the world in so many ways including the mass global debt which will take decades to repay as well as driven the largest boom in online shopping and digital payments which has pushed the threat of cyber attacks - I believe consumer are more savvy since C19 and are more open to using FinTech offerings and are gaining ground due to covid. We need new competition law in canada to drive additional offerings - I hope that FI's are focused partnering with FInTech and their digitalization - Open Banking is key to pushing for competition and consumer savings