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FINAVATOR is an award-winning strategy consultancy focused on bridging the gap between FinTechs and traditional banks. When working with startups, we are passionate about driving growth through strategic partnerships, enterprise relationships, and reaching new customer segments. With traditional banks, we work to help evaluate FinTechs to find the best innovation partners for our clients in order to help them expand their service offering to their customers.
We work with our clients to build innovative payment and digital services that allow them to stay competitive, offer their customers relevant solutions as well as find new revenue opportunities. FINAVATOR has expertise in a variety of areas including Payments, Prepaid Solutions, Open Banking, Crypto Custody, Challenger Banks,  E-Commerce, Affiliate Marketing, Micro Loans, Rewards, and Loyalty.
Connect with our team to find out how we can help your business


We help companies innovate, accelerate and stay competitive by offering solutions in a variety of areas including:

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Sales Acceleration

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Corporate Strategy

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Michelle is the CEO & founder of FINAVATOR an award winning FinTech and Payments Consultancy. She is also a strategic advisor, a Money 20/20 Rise Up alumni, a Women in Payments Global Council Member, the Membership Chair at CPPO (Canadian Prepaid Providers Organization), a Payment Advisor at NCFA (National Crowdfunding and FinTech Association of Canada), and a Board Member at OBIC (Open Banking Initiative of Canada). 


Michelle started FINAVATOR as she is passionate about payments & financial inclusion. Her background in Payments, Blockchain, Digital Identity, and Open Banking nurtures her passion for the world of technology. She has 20 years of extensive industry experience driving innovation across the retail and payments industry.


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Oscar Garcia



" Working with Michelle, CEO of FINAVATOR, has allowed Uulala to enable an innovative digital wallet. This has provided payment functionality for the underbanked which provides access to a digital society. By utilizing Finavator services we have been able to extend our reach on a global scale. I would recommend working with Finavator for payments innovation or general business development! " 



Shane Hewitt chats to Michelle Beyo (Founder & CEO, FINAVATOR NC) about Alipay, and how it moves money between countries without paying taxes... (Read More)

In this episode, we focus on entering into the Payments and Tech industry, especially as an entrepreneur. We sit down with Michelle Beyo... (Read More)

Michelle Beyo, Founder and CEO of FINAVATOR Joins the National Crowdfunding & Fintech Association of Canada’s Advisory Group... (Read More)

FINAVATOR Article: Importance of Payments Modernization in the Wake of the Pandemic..(Read More)

Michelle Beyo: Passionate about Payment Innovation, Financial Inclusion and Diversity... (Read More)

So thankful to Money20/20 for creating #RiseUp as it pushed me to launch my own company FINAVATOR in July 2019 and allowed me to connect with inspiring female leaders all around the world!...(Read More)




Start working with FINAVATOR today!

Contact us to book a free consultation.