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The Future of Finance 

Start working with the FINAVATOR team today!

Contact us to book a free

30 minute consultation.

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FINAVATOR is an award-winning strategy firm focused on bridging the gap between FinTechs and traditional Banks.

When working with traditional banks, we help evaluate FinTechs to find the best innovation partners for our clients in order to help them expand their customer base. When working with FinTechs, we are passionate about driving growth through helping build innovative products, strategic marketing and enterprise partnerships to reach new customer segments.

FINAVATOR has expertise in a variety of industries including FinTech Marketing, Open Banking, Payments & Prepaid Solutions, Challenger Banks, Micro Loans, Rewards, and Loyalty.
Connect with our team to find out how we can help your business


FINAVATOR's goal is to work with Banks, Fintechs, and Corporations to help them embrace the new world of finance through innovation.


Through our market insights and experience, we can accelerate growth and consumer satisfaction by offering a variety of expertise within Open Banking, Fintech Innovation, and Strategic Marketing.

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Open Banking &
Payment Solutions 

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Sales Acceleration

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Strategic Partnerships

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Innovative Marketing

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Michelle Beyo is the CEO & founder of FINAVATOR, an award-winning FinTech and Payments Consultancy. She is also a strategic advisor to FinTechs, a Money 20/20 Rise Up alumni, a Global Council Member of Women in Payments, the Membership Chair at Canadian Prepaid Providers Organization, a Payment Advisor at National Crowdfunding and FinTech Association of Canada, and a Board Member at Open Banking Initiative Canada.


With over 20 years of extensive industry experience, Michelle started FINAVATOR as she is passionate about payments and financial inclusion. She has helped drive innovation across the retail and payments space, and supported the growth of industry leaders across North America.

Michelle Beyo was named the ”Top 30 Best CEOs in 2021” by The Silicon Valley Review and awarded “Most Influential Leader in FinTech Consulting 2020 – Canada” by Corporate Vision.

Visit Michelle at


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Open Banking Pioneer Award 2021
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2021-08-17 Badge for Top WBE Supplier
Innovate Finance Powerlist


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Client Testimonials

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Mid-sized NASDAQ-listed NY Bank

"It is with great pleasure that we are writing for FINAVATOR and Michelle Beyo who works as a consultant for us for the Prepaid Debit card programs. We are a mid-sized NASDAQ listed Bank in Long Island, New York. FINAVATOR and Michelle have excellent work ethics and exemplary skills. She is a great team player and always has a proactive attitude towards navigating program, creativity, achieving goals and meeting deadlines.


FINAVATOR has been working with us for the past six months to manage the launch of the Pre-paid debit card products with our clients. FINAVATOR and Michele will be an invaluable asset to any team, and they merit our highest regard. Our institution would not have been able to successfully plan and launch our product without their involvement in the program." 


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